PHAGWARA Branch
The IFSC code of BANK OF BARODA PHAGWARA branch is BARB0VJPHAG. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PHAGWARA, PUNJAB (PIN 144401).
BARB identifies BANK OF BARODA, 0 is a reserved digit (always 0), and VJPHAG identifies the PHAGWARA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
BANK OF BARODA PHAGWARA branch is located at CENTRAL TOWN CHOWK , PHAGWARA , KAPURTHALA DIST , PHAGWARA , 144401. PIN code: 144401.
Yes, BARB0VJPHAG is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to BANK OF BARODA PHAGWARA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, BARB0VJPHAG is an active IFSC code assigned to BANK OF BARODA PHAGWARA in PHAGWARA, PUNJAB. If you receive a transaction failure citing this IFSC, contact BANK OF BARODA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with BANK OF BARODA or the RBI before initiating a high-value transfer.
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PIN code for this branch: 144401
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