IFSC CODE DETAILS

BANK OF INDIA

PHULCHI Branch

BKID0004785

Branch Information

IFSC Code BKID0004785
Bank BANK OF INDIA
Branch PHULCHI
Address AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH
City PHULCHI DIST GIRIDIH
District PHULCHI DIST GIRIDIH
State JHARKHAND
STD Code 91

Understanding IFSC Code BKID0004785

BKID
Bank Code
0
Reserved
004785
Branch Code
  • BKID: identifies BANK OF INDIA
  • 0: reserved digit (always 0 for future use)
  • 004785: identifies the PHULCHI branch in PHULCHI DIST GIRIDIH, JHARKHAND

Frequently Asked Questions: BKID0004785

What is the IFSC code of BANK OF INDIA PHULCHI branch?

The IFSC code of BANK OF INDIA PHULCHI branch is BKID0004785. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PHULCHI DIST GIRIDIH, JHARKHAND.

What does the IFSC code BKID0004785 mean?

BKID identifies BANK OF INDIA, 0 is a reserved digit (always 0), and 004785 identifies the PHULCHI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is BANK OF INDIA PHULCHI branch located?

BANK OF INDIA PHULCHI branch is located at AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH.

Can I use BKID0004785 for NEFT, RTGS, IMPS and UPI?

Yes, BKID0004785 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to BANK OF INDIA PHULCHI.

What is the MICR code for BANK OF INDIA PHULCHI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code BKID0004785 still active?

Based on RBI records, BKID0004785 is an active IFSC code assigned to BANK OF INDIA PHULCHI in PHULCHI DIST GIRIDIH, JHARKHAND. If you receive a transaction failure citing this IFSC, contact BANK OF INDIA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with BANK OF INDIA or the RBI before initiating a high-value transfer.

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