RATU Branch
The IFSC code of CENTRAL BANK OF INDIA RATU branch is CBIN0284871. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RATU, JHARKHAND (PIN 835222).
CBIN identifies CENTRAL BANK OF INDIA, 0 is a reserved digit (always 0), and 284871 identifies the RATU branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
CENTRAL BANK OF INDIA RATU branch is located at RATU,KATHITAND CHOWK,MANDAR ROAD,PO HEHAL,CITY RANCHI,PIN 835222. PIN code: 835222.
Yes, CBIN0284871 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to CENTRAL BANK OF INDIA RATU.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, CBIN0284871 is an active IFSC code assigned to CENTRAL BANK OF INDIA RATU in RATU, JHARKHAND. If you receive a transaction failure citing this IFSC, contact CENTRAL BANK OF INDIA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with CENTRAL BANK OF INDIA or the RBI before initiating a high-value transfer.
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PIN code for this branch: 835222
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