MALAD Branch
The IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED MALAD branch is COSB0000046. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in MUMBAI, MAHARASHTRA (PIN 400097).
COSB identifies THE COSMOS CO OPERATIVE BANK LIMITED, 0 is a reserved digit (always 0), and 000046 identifies the MALAD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
THE COSMOS CO OPERATIVE BANK LIMITED MALAD branch is located at SHOP NO. 1,2 & 3 KHANDWALA LANE, KHANDWALA ARCADE, OFF DAFFATRY ROAD, MALAD EAST, MUMBAI 400097. PIN code: 400097.
Yes, COSB0000046 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to THE COSMOS CO OPERATIVE BANK LIMITED MALAD.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, COSB0000046 is an active IFSC code assigned to THE COSMOS CO OPERATIVE BANK LIMITED MALAD in MUMBAI, MAHARASHTRA. If you receive a transaction failure citing this IFSC, contact THE COSMOS CO OPERATIVE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with THE COSMOS CO OPERATIVE BANK LIMITED or the RBI before initiating a high-value transfer.
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PIN code for this branch: 400097
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