IFSC CODE DETAILS

ESAF SMALL FINANCE BANK LIMITED

KAYAMKULAM Branch

ESMF0001200

Branch Information

IFSC Code ESMF0001200
Bank ESAF SMALL FINANCE BANK LIMITED
Branch KAYAMKULAM
Address GREEN GARDEN BUILDINGS,PUTHIYIDAM,KAYAMKULAM 676505,ALAPUZHA DISTRICT
City KAYAMKULAM
District ALAPUZHA
State KERALA
PIN Code 676505
STD Code 479

Understanding IFSC Code ESMF0001200

ESMF
Bank Code
0
Reserved
001200
Branch Code
  • ESMF: identifies ESAF SMALL FINANCE BANK LIMITED
  • 0: reserved digit (always 0 for future use)
  • 001200: identifies the KAYAMKULAM branch in KAYAMKULAM, KERALA

Frequently Asked Questions: ESMF0001200

What is the IFSC code of ESAF SMALL FINANCE BANK LIMITED KAYAMKULAM branch?

The IFSC code of ESAF SMALL FINANCE BANK LIMITED KAYAMKULAM branch is ESMF0001200. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KAYAMKULAM, KERALA (PIN 676505).

What does the IFSC code ESMF0001200 mean?

ESMF identifies ESAF SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001200 identifies the KAYAMKULAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is ESAF SMALL FINANCE BANK LIMITED KAYAMKULAM branch located?

ESAF SMALL FINANCE BANK LIMITED KAYAMKULAM branch is located at GREEN GARDEN BUILDINGS,PUTHIYIDAM,KAYAMKULAM 676505,ALAPUZHA DISTRICT. PIN code: 676505.

Can I use ESMF0001200 for NEFT, RTGS, IMPS and UPI?

Yes, ESMF0001200 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to ESAF SMALL FINANCE BANK LIMITED KAYAMKULAM.

What is the MICR code for ESAF SMALL FINANCE BANK LIMITED KAYAMKULAM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code ESMF0001200 still active?

Based on RBI records, ESMF0001200 is an active IFSC code assigned to ESAF SMALL FINANCE BANK LIMITED KAYAMKULAM in KAYAMKULAM, KERALA. If you receive a transaction failure citing this IFSC, contact ESAF SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with ESAF SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.

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PIN code for this branch: 676505

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