SURAT Branch
The IFSC code of ESAF SMALL FINANCE BANK LIMITED SURAT branch is ESMF0001239. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in SURAT, GUJARAT (PIN 395002).
ESMF identifies ESAF SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001239 identifies the SURAT branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
ESAF SMALL FINANCE BANK LIMITED SURAT branch is located at NO C,21ST CENTURY BUSINESS CENTER,RING ROAD,SURAT,GUJARAT 395002. PIN code: 395002.
Yes, ESMF0001239 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to ESAF SMALL FINANCE BANK LIMITED SURAT.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, ESMF0001239 is an active IFSC code assigned to ESAF SMALL FINANCE BANK LIMITED SURAT in SURAT, GUJARAT. If you receive a transaction failure citing this IFSC, contact ESAF SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with ESAF SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.
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PIN code for this branch: 395002
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