IFSC CODE DETAILS

ESAF SMALL FINANCE BANK LIMITED

KAINAKARY NORTH Branch

ESMF0001292

Branch Information

IFSC Code ESMF0001292
Bank ESAF SMALL FINANCE BANK LIMITED
Branch KAINAKARY NORTH
Address NO.167 D,PAZHAYAMPALLIL BUILDING,KAINAKARY NORTH VILLAGE,KAINAKARY P.O,ALAPPUZHA DIST PIN688501
City ALAPUZHA
District ALAPUZHA
State KERALA
PIN Code 688501
STD Code 477

Understanding IFSC Code ESMF0001292

ESMF
Bank Code
0
Reserved
001292
Branch Code
  • ESMF: identifies ESAF SMALL FINANCE BANK LIMITED
  • 0: reserved digit (always 0 for future use)
  • 001292: identifies the KAINAKARY NORTH branch in ALAPUZHA, KERALA

Frequently Asked Questions: ESMF0001292

What is the IFSC code of ESAF SMALL FINANCE BANK LIMITED KAINAKARY NORTH branch?

The IFSC code of ESAF SMALL FINANCE BANK LIMITED KAINAKARY NORTH branch is ESMF0001292. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in ALAPUZHA, KERALA (PIN 688501).

What does the IFSC code ESMF0001292 mean?

ESMF identifies ESAF SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001292 identifies the KAINAKARY NORTH branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is ESAF SMALL FINANCE BANK LIMITED KAINAKARY NORTH branch located?

ESAF SMALL FINANCE BANK LIMITED KAINAKARY NORTH branch is located at NO.167 D,PAZHAYAMPALLIL BUILDING,KAINAKARY NORTH VILLAGE,KAINAKARY P.O,ALAPPUZHA DIST PIN688501. PIN code: 688501.

Can I use ESMF0001292 for NEFT, RTGS, IMPS and UPI?

Yes, ESMF0001292 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to ESAF SMALL FINANCE BANK LIMITED KAINAKARY NORTH.

What is the MICR code for ESAF SMALL FINANCE BANK LIMITED KAINAKARY NORTH branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code ESMF0001292 still active?

Based on RBI records, ESMF0001292 is an active IFSC code assigned to ESAF SMALL FINANCE BANK LIMITED KAINAKARY NORTH in ALAPUZHA, KERALA. If you receive a transaction failure citing this IFSC, contact ESAF SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with ESAF SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.

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PIN code for this branch: 688501

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