IFSC CODE DETAILS

ESAF SMALL FINANCE BANK LIMITED

VAIKOM Branch

ESMF0001354

Branch Information

IFSC Code ESMF0001354
Bank ESAF SMALL FINANCE BANK LIMITED
Branch VAIKOM
Address ELAMABASSERIL BUILDING,IST FLOOR,VALIYAKAVALA,NORTH GATE,VAIKOM TOWN P O,KOTTAYAM 686141
City VAIKOM
District KOTTAYAM
State KERALA
PIN Code 686141
STD Code 4829

Understanding IFSC Code ESMF0001354

ESMF
Bank Code
0
Reserved
001354
Branch Code
  • ESMF: identifies ESAF SMALL FINANCE BANK LIMITED
  • 0: reserved digit (always 0 for future use)
  • 001354: identifies the VAIKOM branch in VAIKOM, KERALA

Frequently Asked Questions: ESMF0001354

What is the IFSC code of ESAF SMALL FINANCE BANK LIMITED VAIKOM branch?

The IFSC code of ESAF SMALL FINANCE BANK LIMITED VAIKOM branch is ESMF0001354. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in VAIKOM, KERALA (PIN 686141).

What does the IFSC code ESMF0001354 mean?

ESMF identifies ESAF SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001354 identifies the VAIKOM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is ESAF SMALL FINANCE BANK LIMITED VAIKOM branch located?

ESAF SMALL FINANCE BANK LIMITED VAIKOM branch is located at ELAMABASSERIL BUILDING,IST FLOOR,VALIYAKAVALA,NORTH GATE,VAIKOM TOWN P O,KOTTAYAM 686141. PIN code: 686141.

Can I use ESMF0001354 for NEFT, RTGS, IMPS and UPI?

Yes, ESMF0001354 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to ESAF SMALL FINANCE BANK LIMITED VAIKOM.

What is the MICR code for ESAF SMALL FINANCE BANK LIMITED VAIKOM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code ESMF0001354 still active?

Based on RBI records, ESMF0001354 is an active IFSC code assigned to ESAF SMALL FINANCE BANK LIMITED VAIKOM in VAIKOM, KERALA. If you receive a transaction failure citing this IFSC, contact ESAF SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with ESAF SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.

More ESAF SMALL FINANCE BANK LIMITED branches in VAIKOM

Browse all ESAF SMALL FINANCE BANK LIMITED branches in VAIKOM with their IFSC codes

View All →

PIN code for this branch: 686141

View all post offices and delivery details for PIN 686141

PIN Details →