IFSC CODE DETAILS

ESAF SMALL FINANCE BANK LIMITED

OTHUKKUNGAL Branch

ESMF0001549

Branch Information

IFSC Code ESMF0001549
Bank ESAF SMALL FINANCE BANK LIMITED
Branch OTHUKKUNGAL
Address PVG ARCADE,NEAR MATTATHUR GOVT L P SCHOOL,OTHUKKUNGAL P O,MALAPPURAM 676528
City OTHUKKUNGAL
District MALAPPURAM
State KERALA
PIN Code 676528
STD Code 493

Understanding IFSC Code ESMF0001549

ESMF
Bank Code
0
Reserved
001549
Branch Code
  • ESMF: identifies ESAF SMALL FINANCE BANK LIMITED
  • 0: reserved digit (always 0 for future use)
  • 001549: identifies the OTHUKKUNGAL branch in OTHUKKUNGAL, KERALA

Frequently Asked Questions: ESMF0001549

What is the IFSC code of ESAF SMALL FINANCE BANK LIMITED OTHUKKUNGAL branch?

The IFSC code of ESAF SMALL FINANCE BANK LIMITED OTHUKKUNGAL branch is ESMF0001549. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in OTHUKKUNGAL, KERALA (PIN 676528).

What does the IFSC code ESMF0001549 mean?

ESMF identifies ESAF SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001549 identifies the OTHUKKUNGAL branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is ESAF SMALL FINANCE BANK LIMITED OTHUKKUNGAL branch located?

ESAF SMALL FINANCE BANK LIMITED OTHUKKUNGAL branch is located at PVG ARCADE,NEAR MATTATHUR GOVT L P SCHOOL,OTHUKKUNGAL P O,MALAPPURAM 676528. PIN code: 676528.

Can I use ESMF0001549 for NEFT, RTGS, IMPS and UPI?

Yes, ESMF0001549 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to ESAF SMALL FINANCE BANK LIMITED OTHUKKUNGAL.

What is the MICR code for ESAF SMALL FINANCE BANK LIMITED OTHUKKUNGAL branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code ESMF0001549 still active?

Based on RBI records, ESMF0001549 is an active IFSC code assigned to ESAF SMALL FINANCE BANK LIMITED OTHUKKUNGAL in OTHUKKUNGAL, KERALA. If you receive a transaction failure citing this IFSC, contact ESAF SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with ESAF SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.

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PIN code for this branch: 676528

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