IFSC CODE DETAILS

ESAF SMALL FINANCE BANK LIMITED

VALIYAKUNNU Branch

ESMF0001656

Branch Information

IFSC Code ESMF0001656
Bank ESAF SMALL FINANCE BANK LIMITED
Branch VALIYAKUNNU
Address DOOR NO 2 602,KHADER SHAN COMPLEX,VALIYAKUNNU P O,MALAPPURAM,KERALA 676552
City VALIYAKUNNU
District MALAPPURAM
State KERALA
PIN Code 676552
STD Code 494

Understanding IFSC Code ESMF0001656

ESMF
Bank Code
0
Reserved
001656
Branch Code
  • ESMF: identifies ESAF SMALL FINANCE BANK LIMITED
  • 0: reserved digit (always 0 for future use)
  • 001656: identifies the VALIYAKUNNU branch in VALIYAKUNNU, KERALA

Frequently Asked Questions: ESMF0001656

What is the IFSC code of ESAF SMALL FINANCE BANK LIMITED VALIYAKUNNU branch?

The IFSC code of ESAF SMALL FINANCE BANK LIMITED VALIYAKUNNU branch is ESMF0001656. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in VALIYAKUNNU, KERALA (PIN 676552).

What does the IFSC code ESMF0001656 mean?

ESMF identifies ESAF SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001656 identifies the VALIYAKUNNU branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is ESAF SMALL FINANCE BANK LIMITED VALIYAKUNNU branch located?

ESAF SMALL FINANCE BANK LIMITED VALIYAKUNNU branch is located at DOOR NO 2 602,KHADER SHAN COMPLEX,VALIYAKUNNU P O,MALAPPURAM,KERALA 676552. PIN code: 676552.

Can I use ESMF0001656 for NEFT, RTGS, IMPS and UPI?

Yes, ESMF0001656 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to ESAF SMALL FINANCE BANK LIMITED VALIYAKUNNU.

What is the MICR code for ESAF SMALL FINANCE BANK LIMITED VALIYAKUNNU branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code ESMF0001656 still active?

Based on RBI records, ESMF0001656 is an active IFSC code assigned to ESAF SMALL FINANCE BANK LIMITED VALIYAKUNNU in VALIYAKUNNU, KERALA. If you receive a transaction failure citing this IFSC, contact ESAF SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with ESAF SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.

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PIN code for this branch: 676552

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