IFSC CODE DETAILS

ESAF SMALL FINANCE BANK LIMITED

ERNAKULAM CHITTOOR ROAD Branch

ESMF0001944

Branch Information

IFSC Code ESMF0001944
Bank ESAF SMALL FINANCE BANK LIMITED
Branch ERNAKULAM CHITTOOR ROAD
Address NO 66/295, CHITTOOR ROAD,NEAR SHENOYS,ERNAKULAM,KERALA-682 035
City ERNAKULAM
District ERNAKULAM
State KERALA
PIN Code 682035
STD Code 484

Understanding IFSC Code ESMF0001944

ESMF
Bank Code
0
Reserved
001944
Branch Code
  • ESMF: identifies ESAF SMALL FINANCE BANK LIMITED
  • 0: reserved digit (always 0 for future use)
  • 001944: identifies the ERNAKULAM CHITTOOR ROAD branch in ERNAKULAM, KERALA

Frequently Asked Questions: ESMF0001944

What is the IFSC code of ESAF SMALL FINANCE BANK LIMITED ERNAKULAM CHITTOOR ROAD branch?

The IFSC code of ESAF SMALL FINANCE BANK LIMITED ERNAKULAM CHITTOOR ROAD branch is ESMF0001944. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in ERNAKULAM, KERALA (PIN 682035).

What does the IFSC code ESMF0001944 mean?

ESMF identifies ESAF SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001944 identifies the ERNAKULAM CHITTOOR ROAD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is ESAF SMALL FINANCE BANK LIMITED ERNAKULAM CHITTOOR ROAD branch located?

ESAF SMALL FINANCE BANK LIMITED ERNAKULAM CHITTOOR ROAD branch is located at NO 66/295, CHITTOOR ROAD,NEAR SHENOYS,ERNAKULAM,KERALA-682 035. PIN code: 682035.

Can I use ESMF0001944 for NEFT, RTGS, IMPS and UPI?

Yes, ESMF0001944 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to ESAF SMALL FINANCE BANK LIMITED ERNAKULAM CHITTOOR ROAD.

What is the MICR code for ESAF SMALL FINANCE BANK LIMITED ERNAKULAM CHITTOOR ROAD branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code ESMF0001944 still active?

Based on RBI records, ESMF0001944 is an active IFSC code assigned to ESAF SMALL FINANCE BANK LIMITED ERNAKULAM CHITTOOR ROAD in ERNAKULAM, KERALA. If you receive a transaction failure citing this IFSC, contact ESAF SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with ESAF SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.

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PIN code for this branch: 682035

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