IFSC CODE DETAILS

ESAF SMALL FINANCE BANK LIMITED

KARUVANCHAL Branch

ESMF0001956

Branch Information

IFSC Code ESMF0001956
Bank ESAF SMALL FINANCE BANK LIMITED
Branch KARUVANCHAL
Address NO 7, C, OPP ST JOSEPHS HOSPITAL, VELLAD ROAD KANNUR KERALA 670571
City KARUVANCHAL
District KANNUR
State KERALA
PIN Code 670571
STD Code 4982

Understanding IFSC Code ESMF0001956

ESMF
Bank Code
0
Reserved
001956
Branch Code
  • ESMF: identifies ESAF SMALL FINANCE BANK LIMITED
  • 0: reserved digit (always 0 for future use)
  • 001956: identifies the KARUVANCHAL branch in KARUVANCHAL, KERALA

Frequently Asked Questions: ESMF0001956

What is the IFSC code of ESAF SMALL FINANCE BANK LIMITED KARUVANCHAL branch?

The IFSC code of ESAF SMALL FINANCE BANK LIMITED KARUVANCHAL branch is ESMF0001956. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KARUVANCHAL, KERALA (PIN 670571).

What does the IFSC code ESMF0001956 mean?

ESMF identifies ESAF SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001956 identifies the KARUVANCHAL branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is ESAF SMALL FINANCE BANK LIMITED KARUVANCHAL branch located?

ESAF SMALL FINANCE BANK LIMITED KARUVANCHAL branch is located at NO 7, C, OPP ST JOSEPHS HOSPITAL, VELLAD ROAD KANNUR KERALA 670571. PIN code: 670571.

Can I use ESMF0001956 for NEFT, RTGS, IMPS and UPI?

Yes, ESMF0001956 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to ESAF SMALL FINANCE BANK LIMITED KARUVANCHAL.

What is the MICR code for ESAF SMALL FINANCE BANK LIMITED KARUVANCHAL branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code ESMF0001956 still active?

Based on RBI records, ESMF0001956 is an active IFSC code assigned to ESAF SMALL FINANCE BANK LIMITED KARUVANCHAL in KARUVANCHAL, KERALA. If you receive a transaction failure citing this IFSC, contact ESAF SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with ESAF SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.

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PIN code for this branch: 670571

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