COCHIN - RAVIPURAM Branch
The IFSC code of HDFC BANK COCHIN - RAVIPURAM branch is HDFC0000020. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KOCHI, KERALA (PIN 682016).
HDFC identifies HDFC BANK, 0 is a reserved digit (always 0), and 000020 identifies the COCHIN - RAVIPURAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
HDFC BANK COCHIN - RAVIPURAM branch is located at ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016. PIN code: 682016.
Yes, HDFC0000020 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to HDFC BANK COCHIN - RAVIPURAM.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, HDFC0000020 is an active IFSC code assigned to HDFC BANK COCHIN - RAVIPURAM in KOCHI, KERALA. If you receive a transaction failure citing this IFSC, contact HDFC BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with HDFC BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 682016
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