IFSC CODE DETAILS

HDFC BANK

PHAGWARA Branch

HDFC0000055

Branch Information

IFSC Code HDFC0000055
Bank HDFC BANK
Branch PHAGWARA
Address KALRA COMPLEXGT ROAD,OPP. HANUMAN GARHIPHAGWARAPUNJAB144401
City PHAGWARA
District KAPURTHALA
State PUNJAB
PIN Code 144401
STD Code 91

Understanding IFSC Code HDFC0000055

HDFC
Bank Code
0
Reserved
000055
Branch Code
  • HDFC: identifies HDFC BANK
  • 0: reserved digit (always 0 for future use)
  • 000055: identifies the PHAGWARA branch in PHAGWARA, PUNJAB

Frequently Asked Questions: HDFC0000055

What is the IFSC code of HDFC BANK PHAGWARA branch?

The IFSC code of HDFC BANK PHAGWARA branch is HDFC0000055. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PHAGWARA, PUNJAB (PIN 144401).

What does the IFSC code HDFC0000055 mean?

HDFC identifies HDFC BANK, 0 is a reserved digit (always 0), and 000055 identifies the PHAGWARA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is HDFC BANK PHAGWARA branch located?

HDFC BANK PHAGWARA branch is located at KALRA COMPLEXGT ROAD,OPP. HANUMAN GARHIPHAGWARAPUNJAB144401. PIN code: 144401.

Can I use HDFC0000055 for NEFT, RTGS, IMPS and UPI?

Yes, HDFC0000055 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to HDFC BANK PHAGWARA.

What is the MICR code for HDFC BANK PHAGWARA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code HDFC0000055 still active?

Based on RBI records, HDFC0000055 is an active IFSC code assigned to HDFC BANK PHAGWARA in PHAGWARA, PUNJAB. If you receive a transaction failure citing this IFSC, contact HDFC BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with HDFC BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 144401

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