ST JOSEPH Branch
The IFSC code of HDFC BANK ST JOSEPH branch is HDFC0001294. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KOCHI, KERALA.
HDFC identifies HDFC BANK, 0 is a reserved digit (always 0), and 001294 identifies the ST JOSEPH branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
HDFC BANK ST JOSEPH branch is located at D 12CATHOLIC CENTRETHOPPUMPADY.
Yes, HDFC0001294 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to HDFC BANK ST JOSEPH.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, HDFC0001294 is an active IFSC code assigned to HDFC BANK ST JOSEPH in KOCHI, KERALA. If you receive a transaction failure citing this IFSC, contact HDFC BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with HDFC BANK or the RBI before initiating a high-value transfer.
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