RAYA Branch
The IFSC code of HDFC BANK RAYA branch is HDFC0004320. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RAYA, UTTAR PRADESH (PIN 281204).
HDFC identifies HDFC BANK, 0 is a reserved digit (always 0), and 004320 identifies the RAYA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
HDFC BANK RAYA branch is located at SADABAD ROAD NEAR RADHA KRISHNA VATIKA RAYA MATHURA RAYA UTTAR PRADESH 281204. PIN code: 281204.
Yes, HDFC0004320 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to HDFC BANK RAYA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, HDFC0004320 is an active IFSC code assigned to HDFC BANK RAYA in RAYA, UTTAR PRADESH. If you receive a transaction failure citing this IFSC, contact HDFC BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with HDFC BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 281204
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