NAINI KHAD Branch
The IFSC code of HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD NAINI KHAD branch is HPSC0000188. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in NAINI KHAD, HIMANCHAL PRADESH.
HPSC identifies HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD, 0 is a reserved digit (always 0), and 000188 identifies the NAINI KHAD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD NAINI KHAD branch is located at NAINI KHAD PIN.
Yes, HPSC0000188 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD NAINI KHAD.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, HPSC0000188 is an active IFSC code assigned to HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD NAINI KHAD in NAINI KHAD, HIMANCHAL PRADESH. If you receive a transaction failure citing this IFSC, contact HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD or the RBI before initiating a high-value transfer.
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