NICHAR Branch
The IFSC code of HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD NICHAR branch is HPSC0000255. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in NICHAR, HIMANCHAL PRADESH.
HPSC identifies HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD, 0 is a reserved digit (always 0), and 000255 identifies the NICHAR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD NICHAR branch is located at NICHAR KINNAUR.
Yes, HPSC0000255 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD NICHAR.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, HPSC0000255 is an active IFSC code assigned to HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD NICHAR in NICHAR, HIMANCHAL PRADESH. If you receive a transaction failure citing this IFSC, contact HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with HIMANCHAL PRADESH STATE COOPERATIVE BANK LTD or the RBI before initiating a high-value transfer.
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