IFSC CODE DETAILS

IDBI BANK

KOTTAYAM CO OPERATIVE URBAN BANK LTD Branch

IBKL0027K02

Branch Information

IFSC Code IBKL0027K02
Bank IDBI BANK
Branch KOTTAYAM CO OPERATIVE URBAN BANK LTD
Address DWARAKA COMPLEX,PUNNAMPARAMBIL BUILDINGS,K K ROAD,PONKUNNAM 686506
City PONKUNNAM
District KOTTAYAM
State KERALA
PIN Code 686506
STD Code 482

Understanding IFSC Code IBKL0027K02

IBKL
Bank Code
0
Reserved
027K02
Branch Code
  • IBKL: identifies IDBI BANK
  • 0: reserved digit (always 0 for future use)
  • 027K02: identifies the KOTTAYAM CO OPERATIVE URBAN BANK LTD branch in PONKUNNAM, KERALA

Frequently Asked Questions: IBKL0027K02

What is the IFSC code of IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD branch?

The IFSC code of IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD branch is IBKL0027K02. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PONKUNNAM, KERALA (PIN 686506).

What does the IFSC code IBKL0027K02 mean?

IBKL identifies IDBI BANK, 0 is a reserved digit (always 0), and 027K02 identifies the KOTTAYAM CO OPERATIVE URBAN BANK LTD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD branch located?

IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD branch is located at DWARAKA COMPLEX,PUNNAMPARAMBIL BUILDINGS,K K ROAD,PONKUNNAM 686506. PIN code: 686506.

Can I use IBKL0027K02 for NEFT, RTGS, IMPS and UPI?

Yes, IBKL0027K02 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD.

What is the MICR code for IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IBKL0027K02 still active?

Based on RBI records, IBKL0027K02 is an active IFSC code assigned to IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD in PONKUNNAM, KERALA. If you receive a transaction failure citing this IFSC, contact IDBI BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with IDBI BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 686506

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