KOTTAYAM CO OPERATIVE URBAN BANK LTD Branch
The IFSC code of IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD branch is IBKL0027K08. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in AYARKUNNAM, KERALA (PIN 686564).
IBKL identifies IDBI BANK, 0 is a reserved digit (always 0), and 027K08 identifies the KOTTAYAM CO OPERATIVE URBAN BANK LTD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD branch is located at KUNNEPALLIL BUILDINGS,AYARKUNNAM P O,AYARKUNNAM 686564. PIN code: 686564.
Yes, IBKL0027K08 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, IBKL0027K08 is an active IFSC code assigned to IDBI BANK KOTTAYAM CO OPERATIVE URBAN BANK LTD in AYARKUNNAM, KERALA. If you receive a transaction failure citing this IFSC, contact IDBI BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with IDBI BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 686564
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