THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD Branch
The IFSC code of IDBI BANK THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch is IBKL0089SMC. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in VIJAYAWADA, ANDHRA PRADESH (PIN 520010).
IBKL identifies IDBI BANK, 0 is a reserved digit (always 0), and 089SMC identifies the THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
IDBI BANK THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD branch is located at 40 27 51 PINNAMANENI POLYCLINIC ROAD VIJAYAWADA 520010. PIN code: 520010.
Yes, IBKL0089SMC is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to IDBI BANK THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, IBKL0089SMC is an active IFSC code assigned to IDBI BANK THE SWASAKTHI MERCANTILE CO OPERATIVE URBAN BANK LTD in VIJAYAWADA, ANDHRA PRADESH. If you receive a transaction failure citing this IFSC, contact IDBI BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with IDBI BANK or the RBI before initiating a high-value transfer.
More IDBI BANK branches in VIJAYAWADA
Browse all IDBI BANK branches in VIJAYAWADA with their IFSC codes
PIN code for this branch: 520010
View all post offices and delivery details for PIN 520010