IFSC CODE DETAILS

IDBI BANK

SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD Branch

IBKL0101SMU

Branch Information

IFSC Code IBKL0101SMU
Bank IDBI BANK
Branch SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD
Address 944,945,1STFLOOR,GURUWARPETH,CHIKODI
City CHIKODI
District BELGAUM
State KARNATAKA
STD Code 8338

Understanding IFSC Code IBKL0101SMU

IBKL
Bank Code
0
Reserved
101SMU
Branch Code
  • IBKL: identifies IDBI BANK
  • 0: reserved digit (always 0 for future use)
  • 101SMU: identifies the SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD branch in CHIKODI, KARNATAKA

Frequently Asked Questions: IBKL0101SMU

What is the IFSC code of IDBI BANK SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD branch?

The IFSC code of IDBI BANK SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD branch is IBKL0101SMU. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in CHIKODI, KARNATAKA.

What does the IFSC code IBKL0101SMU mean?

IBKL identifies IDBI BANK, 0 is a reserved digit (always 0), and 101SMU identifies the SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is IDBI BANK SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD branch located?

IDBI BANK SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD branch is located at 944,945,1STFLOOR,GURUWARPETH,CHIKODI.

Can I use IBKL0101SMU for NEFT, RTGS, IMPS and UPI?

Yes, IBKL0101SMU is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to IDBI BANK SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD.

What is the MICR code for IDBI BANK SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IBKL0101SMU still active?

Based on RBI records, IBKL0101SMU is an active IFSC code assigned to IDBI BANK SHRI SHANTAPPANNA MIRAJI URBAN CO OP BANK LTD in CHIKODI, KARNATAKA. If you receive a transaction failure citing this IFSC, contact IDBI BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with IDBI BANK or the RBI before initiating a high-value transfer.

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