DRAKSHARAMAM Branch
The IFSC code of INDIAN BANK DRAKSHARAMAM branch is IDIB000D097. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in DRAKSHARAMAM, ANDHRA PRADESH (PIN 533262).
IDIB identifies INDIAN BANK, 0 is a reserved digit (always 0), and 00D097 identifies the DRAKSHARAMAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
INDIAN BANK DRAKSHARAMAM branch is located at DR NO 2273 KAKINADA ROAD DRAKSHARAMAM DRAKSHARAMAM PIN 533262. PIN code: 533262.
Yes, IDIB000D097 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN BANK DRAKSHARAMAM.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, IDIB000D097 is an active IFSC code assigned to INDIAN BANK DRAKSHARAMAM in DRAKSHARAMAM, ANDHRA PRADESH. If you receive a transaction failure citing this IFSC, contact INDIAN BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with INDIAN BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 533262
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