PHAGWARA Branch
The IFSC code of INDUSIND BANK PHAGWARA branch is INDB0000086. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PHAGWARA, PUNJAB (PIN 144401).
INDB identifies INDUSIND BANK, 0 is a reserved digit (always 0), and 000086 identifies the PHAGWARA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
INDUSIND BANK PHAGWARA branch is located at OPP. S. T. BUS STAND, G. T. ROAD, PHAGWARA 144 401, PUNJAB. PIN code: 144401.
Yes, INDB0000086 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDUSIND BANK PHAGWARA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, INDB0000086 is an active IFSC code assigned to INDUSIND BANK PHAGWARA in PHAGWARA, PUNJAB. If you receive a transaction failure citing this IFSC, contact INDUSIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with INDUSIND BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 144401
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