IFSC CODE DETAILS

INDIAN OVERSEAS BANK

GUDIYATHAM Branch

IOBA0000027

Branch Information

IFSC Code IOBA0000027
Bank INDIAN OVERSEAS BANK
Branch GUDIYATHAM
Address 42,KOSA ANNAMALAI STREET,GUDIYATHAM PIN 632602
City GUDIYATHAM
District VELLORE
State TAMIL NADU
PIN Code 632602
STD Code 44

Understanding IFSC Code IOBA0000027

IOBA
Bank Code
0
Reserved
000027
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 000027: identifies the GUDIYATHAM branch in GUDIYATHAM, TAMIL NADU

Frequently Asked Questions: IOBA0000027

What is the IFSC code of INDIAN OVERSEAS BANK GUDIYATHAM branch?

The IFSC code of INDIAN OVERSEAS BANK GUDIYATHAM branch is IOBA0000027. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in GUDIYATHAM, TAMIL NADU (PIN 632602).

What does the IFSC code IOBA0000027 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 000027 identifies the GUDIYATHAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK GUDIYATHAM branch located?

INDIAN OVERSEAS BANK GUDIYATHAM branch is located at 42,KOSA ANNAMALAI STREET,GUDIYATHAM PIN 632602. PIN code: 632602.

Can I use IOBA0000027 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0000027 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK GUDIYATHAM.

What is the MICR code for INDIAN OVERSEAS BANK GUDIYATHAM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0000027 still active?

Based on RBI records, IOBA0000027 is an active IFSC code assigned to INDIAN OVERSEAS BANK GUDIYATHAM in GUDIYATHAM, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 632602

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