CUMBUM Branch
The IFSC code of INDIAN OVERSEAS BANK CUMBUM branch is IOBA0000176. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in CUMBUM, TAMIL NADU (PIN 626516).
IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 000176 identifies the CUMBUM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
INDIAN OVERSEAS BANK CUMBUM branch is located at 560, HAMEED MERIDIAN 1ST FLOOR, LF ROAD, CUMBUM PIN 626516. PIN code: 626516.
Yes, IOBA0000176 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK CUMBUM.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, IOBA0000176 is an active IFSC code assigned to INDIAN OVERSEAS BANK CUMBUM in CUMBUM, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 626516
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