IFSC CODE DETAILS

INDIAN OVERSEAS BANK

PALITANA Branch

IOBA0000449

Branch Information

IFSC Code IOBA0000449
Bank INDIAN OVERSEAS BANK
Branch PALITANA
Address AJMERA BUILDING SHETRANJA GATE MAIN ROAD PALITANA PIN 364270
City PALITANA
District BHAVNAGAR
State GUJARAT
PIN Code 364270
STD Code 2848

Understanding IFSC Code IOBA0000449

IOBA
Bank Code
0
Reserved
000449
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 000449: identifies the PALITANA branch in PALITANA, GUJARAT

Frequently Asked Questions: IOBA0000449

What is the IFSC code of INDIAN OVERSEAS BANK PALITANA branch?

The IFSC code of INDIAN OVERSEAS BANK PALITANA branch is IOBA0000449. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PALITANA, GUJARAT (PIN 364270).

What does the IFSC code IOBA0000449 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 000449 identifies the PALITANA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK PALITANA branch located?

INDIAN OVERSEAS BANK PALITANA branch is located at AJMERA BUILDING SHETRANJA GATE MAIN ROAD PALITANA PIN 364270. PIN code: 364270.

Can I use IOBA0000449 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0000449 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK PALITANA.

What is the MICR code for INDIAN OVERSEAS BANK PALITANA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0000449 still active?

Based on RBI records, IOBA0000449 is an active IFSC code assigned to INDIAN OVERSEAS BANK PALITANA in PALITANA, GUJARAT. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 364270

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