IFSC CODE DETAILS

INDIAN OVERSEAS BANK

KALALI Branch

IOBA0000703

Branch Information

IFSC Code IOBA0000703
Bank INDIAN OVERSEAS BANK
Branch KALALI
Address KALALI ROAD, KALALI PIN 390012
City KALALI
District VADODARA
State GUJARAT
PIN Code 390012

Understanding IFSC Code IOBA0000703

IOBA
Bank Code
0
Reserved
000703
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 000703: identifies the KALALI branch in KALALI, GUJARAT

Frequently Asked Questions: IOBA0000703

What is the IFSC code of INDIAN OVERSEAS BANK KALALI branch?

The IFSC code of INDIAN OVERSEAS BANK KALALI branch is IOBA0000703. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KALALI, GUJARAT (PIN 390012).

What does the IFSC code IOBA0000703 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 000703 identifies the KALALI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK KALALI branch located?

INDIAN OVERSEAS BANK KALALI branch is located at KALALI ROAD, KALALI PIN 390012. PIN code: 390012.

Can I use IOBA0000703 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0000703 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK KALALI.

What is the MICR code for INDIAN OVERSEAS BANK KALALI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0000703 still active?

Based on RBI records, IOBA0000703 is an active IFSC code assigned to INDIAN OVERSEAS BANK KALALI in KALALI, GUJARAT. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 390012

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