IFSC CODE DETAILS

INDIAN OVERSEAS BANK

VARANGA Branch

IOBA0000971

Branch Information

IFSC Code IOBA0000971
Bank INDIAN OVERSEAS BANK
Branch VARANGA
Address PRIYADHARSHINI MAIN ROAD,KARKALA TALUK VARANGA PIN 576144
City VARANGA
District UDIPI
State KARNATAKA
PIN Code 576144
STD Code 8253

Understanding IFSC Code IOBA0000971

IOBA
Bank Code
0
Reserved
000971
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 000971: identifies the VARANGA branch in VARANGA, KARNATAKA

Frequently Asked Questions: IOBA0000971

What is the IFSC code of INDIAN OVERSEAS BANK VARANGA branch?

The IFSC code of INDIAN OVERSEAS BANK VARANGA branch is IOBA0000971. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in VARANGA, KARNATAKA (PIN 576144).

What does the IFSC code IOBA0000971 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 000971 identifies the VARANGA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK VARANGA branch located?

INDIAN OVERSEAS BANK VARANGA branch is located at PRIYADHARSHINI MAIN ROAD,KARKALA TALUK VARANGA PIN 576144. PIN code: 576144.

Can I use IOBA0000971 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0000971 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK VARANGA.

What is the MICR code for INDIAN OVERSEAS BANK VARANGA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0000971 still active?

Based on RBI records, IOBA0000971 is an active IFSC code assigned to INDIAN OVERSEAS BANK VARANGA in VARANGA, KARNATAKA. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 576144

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