IFSC CODE DETAILS

INDIAN OVERSEAS BANK

OPPILAN Branch

IOBA0000978

Branch Information

IFSC Code IOBA0000978
Bank INDIAN OVERSEAS BANK
Branch OPPILAN
Address 3 BY 93 MUSLIM JAMAD COMPLEX RUSSEL STREET OPPILAN PIN 623703
City OPPILLAN
District RAMANATHAPURAM
State TAMIL NADU
PIN Code 623703

Understanding IFSC Code IOBA0000978

IOBA
Bank Code
0
Reserved
000978
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 000978: identifies the OPPILAN branch in OPPILLAN, TAMIL NADU

Frequently Asked Questions: IOBA0000978

What is the IFSC code of INDIAN OVERSEAS BANK OPPILAN branch?

The IFSC code of INDIAN OVERSEAS BANK OPPILAN branch is IOBA0000978. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in OPPILLAN, TAMIL NADU (PIN 623703).

What does the IFSC code IOBA0000978 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 000978 identifies the OPPILAN branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK OPPILAN branch located?

INDIAN OVERSEAS BANK OPPILAN branch is located at 3 BY 93 MUSLIM JAMAD COMPLEX RUSSEL STREET OPPILAN PIN 623703. PIN code: 623703.

Can I use IOBA0000978 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0000978 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK OPPILAN.

What is the MICR code for INDIAN OVERSEAS BANK OPPILAN branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0000978 still active?

Based on RBI records, IOBA0000978 is an active IFSC code assigned to INDIAN OVERSEAS BANK OPPILAN in OPPILLAN, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 623703

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