IFSC CODE DETAILS

INDIAN OVERSEAS BANK

THENMALAI Branch

IOBA0000981

Branch Information

IFSC Code IOBA0000981
Bank INDIAN OVERSEAS BANK
Branch THENMALAI
Address MAIN ROAD THENMALAI PIN 627770
City THENMALAI
District TIRUNELVALI
State TAMIL NADU
PIN Code 627770

Understanding IFSC Code IOBA0000981

IOBA
Bank Code
0
Reserved
000981
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 000981: identifies the THENMALAI branch in THENMALAI, TAMIL NADU

Frequently Asked Questions: IOBA0000981

What is the IFSC code of INDIAN OVERSEAS BANK THENMALAI branch?

The IFSC code of INDIAN OVERSEAS BANK THENMALAI branch is IOBA0000981. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in THENMALAI, TAMIL NADU (PIN 627770).

What does the IFSC code IOBA0000981 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 000981 identifies the THENMALAI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK THENMALAI branch located?

INDIAN OVERSEAS BANK THENMALAI branch is located at MAIN ROAD THENMALAI PIN 627770. PIN code: 627770.

Can I use IOBA0000981 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0000981 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK THENMALAI.

What is the MICR code for INDIAN OVERSEAS BANK THENMALAI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0000981 still active?

Based on RBI records, IOBA0000981 is an active IFSC code assigned to INDIAN OVERSEAS BANK THENMALAI in THENMALAI, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 627770

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