IFSC CODE DETAILS

INDIAN OVERSEAS BANK

SIRUGANUR Branch

IOBA0001016

Branch Information

IFSC Code IOBA0001016
Bank INDIAN OVERSEAS BANK
Branch SIRUGANUR
Address S.NO.225 MAIN ROAD SIRUGANUR PIN 621105
City SIRUGANUR
District TIRUCHIRAPALLI
State TAMIL NADU
PIN Code 621105

Understanding IFSC Code IOBA0001016

IOBA
Bank Code
0
Reserved
001016
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 001016: identifies the SIRUGANUR branch in SIRUGANUR, TAMIL NADU

Frequently Asked Questions: IOBA0001016

What is the IFSC code of INDIAN OVERSEAS BANK SIRUGANUR branch?

The IFSC code of INDIAN OVERSEAS BANK SIRUGANUR branch is IOBA0001016. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in SIRUGANUR, TAMIL NADU (PIN 621105).

What does the IFSC code IOBA0001016 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 001016 identifies the SIRUGANUR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK SIRUGANUR branch located?

INDIAN OVERSEAS BANK SIRUGANUR branch is located at S.NO.225 MAIN ROAD SIRUGANUR PIN 621105. PIN code: 621105.

Can I use IOBA0001016 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0001016 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK SIRUGANUR.

What is the MICR code for INDIAN OVERSEAS BANK SIRUGANUR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0001016 still active?

Based on RBI records, IOBA0001016 is an active IFSC code assigned to INDIAN OVERSEAS BANK SIRUGANUR in SIRUGANUR, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 621105

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