IFSC CODE DETAILS

INDIAN OVERSEAS BANK

RAJAPALAYAM Branch

IOBA0001048

Branch Information

IFSC Code IOBA0001048
Bank INDIAN OVERSEAS BANK
Branch RAJAPALAYAM
Address 48,RAILWAY FEEDER ROAD,RAJAPALAYAM PIN 626117
City RAJAPALAIYAM
District VIRUDHUNAGAR
State TAMIL NADU
PIN Code 626117

Understanding IFSC Code IOBA0001048

IOBA
Bank Code
0
Reserved
001048
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 001048: identifies the RAJAPALAYAM branch in RAJAPALAIYAM, TAMIL NADU

Frequently Asked Questions: IOBA0001048

What is the IFSC code of INDIAN OVERSEAS BANK RAJAPALAYAM branch?

The IFSC code of INDIAN OVERSEAS BANK RAJAPALAYAM branch is IOBA0001048. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RAJAPALAIYAM, TAMIL NADU (PIN 626117).

What does the IFSC code IOBA0001048 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 001048 identifies the RAJAPALAYAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK RAJAPALAYAM branch located?

INDIAN OVERSEAS BANK RAJAPALAYAM branch is located at 48,RAILWAY FEEDER ROAD,RAJAPALAYAM PIN 626117. PIN code: 626117.

Can I use IOBA0001048 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0001048 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK RAJAPALAYAM.

What is the MICR code for INDIAN OVERSEAS BANK RAJAPALAYAM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0001048 still active?

Based on RBI records, IOBA0001048 is an active IFSC code assigned to INDIAN OVERSEAS BANK RAJAPALAYAM in RAJAPALAIYAM, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 626117

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