IFSC CODE DETAILS

INDIAN OVERSEAS BANK

RAGUNATHAPURAM Branch

IOBA0001052

Branch Information

IFSC Code IOBA0001052
Bank INDIAN OVERSEAS BANK
Branch RAGUNATHAPURAM
Address 138A MAIN ROAD,RAGHUNATHAPURAM ALANGUDI TALUK RAGHUNATHAPURAM PIN 622302
City RAGUNATHAPURAM
District PUDUKKOTTAI
State TAMIL NADU
PIN Code 622302

Understanding IFSC Code IOBA0001052

IOBA
Bank Code
0
Reserved
001052
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 001052: identifies the RAGUNATHAPURAM branch in RAGUNATHAPURAM, TAMIL NADU

Frequently Asked Questions: IOBA0001052

What is the IFSC code of INDIAN OVERSEAS BANK RAGUNATHAPURAM branch?

The IFSC code of INDIAN OVERSEAS BANK RAGUNATHAPURAM branch is IOBA0001052. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RAGUNATHAPURAM, TAMIL NADU (PIN 622302).

What does the IFSC code IOBA0001052 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 001052 identifies the RAGUNATHAPURAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK RAGUNATHAPURAM branch located?

INDIAN OVERSEAS BANK RAGUNATHAPURAM branch is located at 138A MAIN ROAD,RAGHUNATHAPURAM ALANGUDI TALUK RAGHUNATHAPURAM PIN 622302. PIN code: 622302.

Can I use IOBA0001052 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0001052 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK RAGUNATHAPURAM.

What is the MICR code for INDIAN OVERSEAS BANK RAGUNATHAPURAM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0001052 still active?

Based on RBI records, IOBA0001052 is an active IFSC code assigned to INDIAN OVERSEAS BANK RAGUNATHAPURAM in RAGUNATHAPURAM, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 622302

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