IFSC CODE DETAILS

INDIAN OVERSEAS BANK

KARADIKUDI Branch

IOBA0001062

Branch Information

IFSC Code IOBA0001062
Bank INDIAN OVERSEAS BANK
Branch KARADIKUDI
Address ODUGATHUR ROAD,KARADIKUDI,PIN 632109
City KARADIKUDI
District VELLORE
State TAMIL NADU
PIN Code 632109

Understanding IFSC Code IOBA0001062

IOBA
Bank Code
0
Reserved
001062
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 001062: identifies the KARADIKUDI branch in KARADIKUDI, TAMIL NADU

Frequently Asked Questions: IOBA0001062

What is the IFSC code of INDIAN OVERSEAS BANK KARADIKUDI branch?

The IFSC code of INDIAN OVERSEAS BANK KARADIKUDI branch is IOBA0001062. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KARADIKUDI, TAMIL NADU (PIN 632109).

What does the IFSC code IOBA0001062 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 001062 identifies the KARADIKUDI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK KARADIKUDI branch located?

INDIAN OVERSEAS BANK KARADIKUDI branch is located at ODUGATHUR ROAD,KARADIKUDI,PIN 632109. PIN code: 632109.

Can I use IOBA0001062 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0001062 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK KARADIKUDI.

What is the MICR code for INDIAN OVERSEAS BANK KARADIKUDI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0001062 still active?

Based on RBI records, IOBA0001062 is an active IFSC code assigned to INDIAN OVERSEAS BANK KARADIKUDI in KARADIKUDI, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 632109

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