IFSC CODE DETAILS

INDIAN OVERSEAS BANK

POLUR Branch

IOBA0001078

Branch Information

IFSC Code IOBA0001078
Bank INDIAN OVERSEAS BANK
Branch POLUR
Address 4, SANNADHI STREET, POLUR606803
City POLUR
District TIRUVANNAMALAI
State TAMIL NADU
PIN Code 606803

Understanding IFSC Code IOBA0001078

IOBA
Bank Code
0
Reserved
001078
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 001078: identifies the POLUR branch in POLUR, TAMIL NADU

Frequently Asked Questions: IOBA0001078

What is the IFSC code of INDIAN OVERSEAS BANK POLUR branch?

The IFSC code of INDIAN OVERSEAS BANK POLUR branch is IOBA0001078. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in POLUR, TAMIL NADU (PIN 606803).

What does the IFSC code IOBA0001078 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 001078 identifies the POLUR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK POLUR branch located?

INDIAN OVERSEAS BANK POLUR branch is located at 4, SANNADHI STREET, POLUR606803. PIN code: 606803.

Can I use IOBA0001078 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0001078 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK POLUR.

What is the MICR code for INDIAN OVERSEAS BANK POLUR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0001078 still active?

Based on RBI records, IOBA0001078 is an active IFSC code assigned to INDIAN OVERSEAS BANK POLUR in POLUR, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 606803

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