IFSC CODE DETAILS

INDIAN OVERSEAS BANK

GUDIVADA Branch

IOBA0001282

Branch Information

IFSC Code IOBA0001282
Bank INDIAN OVERSEAS BANK
Branch GUDIVADA
Address 9 BY 292, GOWRI SANKARAPURAM, NEAR LORD KUSUMA HARINATH BABA TEMPLE, GUDIWADA PIN 521301
City GUDIVADA
District KRISHNA
State ANDHRA PRADESH
PIN Code 521301

Understanding IFSC Code IOBA0001282

IOBA
Bank Code
0
Reserved
001282
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 001282: identifies the GUDIVADA branch in GUDIVADA, ANDHRA PRADESH

Frequently Asked Questions: IOBA0001282

What is the IFSC code of INDIAN OVERSEAS BANK GUDIVADA branch?

The IFSC code of INDIAN OVERSEAS BANK GUDIVADA branch is IOBA0001282. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in GUDIVADA, ANDHRA PRADESH (PIN 521301).

What does the IFSC code IOBA0001282 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 001282 identifies the GUDIVADA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK GUDIVADA branch located?

INDIAN OVERSEAS BANK GUDIVADA branch is located at 9 BY 292, GOWRI SANKARAPURAM, NEAR LORD KUSUMA HARINATH BABA TEMPLE, GUDIWADA PIN 521301. PIN code: 521301.

Can I use IOBA0001282 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0001282 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK GUDIVADA.

What is the MICR code for INDIAN OVERSEAS BANK GUDIVADA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0001282 still active?

Based on RBI records, IOBA0001282 is an active IFSC code assigned to INDIAN OVERSEAS BANK GUDIVADA in GUDIVADA, ANDHRA PRADESH. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 521301

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