IFSC CODE DETAILS

INDIAN OVERSEAS BANK

NAGAMPADAM Branch

IOBA0001962

Branch Information

IFSC Code IOBA0001962
Bank INDIAN OVERSEAS BANK
Branch NAGAMPADAM
Address ST.ANTONYS COMPLEX,NAGAMPADAM,KOTTAYAM,PIN 686001
City NAGAMPADAM
District KOTTAYAM
State KERALA
PIN Code 686001

Understanding IFSC Code IOBA0001962

IOBA
Bank Code
0
Reserved
001962
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 001962: identifies the NAGAMPADAM branch in NAGAMPADAM, KERALA

Frequently Asked Questions: IOBA0001962

What is the IFSC code of INDIAN OVERSEAS BANK NAGAMPADAM branch?

The IFSC code of INDIAN OVERSEAS BANK NAGAMPADAM branch is IOBA0001962. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in NAGAMPADAM, KERALA (PIN 686001).

What does the IFSC code IOBA0001962 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 001962 identifies the NAGAMPADAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK NAGAMPADAM branch located?

INDIAN OVERSEAS BANK NAGAMPADAM branch is located at ST.ANTONYS COMPLEX,NAGAMPADAM,KOTTAYAM,PIN 686001. PIN code: 686001.

Can I use IOBA0001962 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0001962 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK NAGAMPADAM.

What is the MICR code for INDIAN OVERSEAS BANK NAGAMPADAM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0001962 still active?

Based on RBI records, IOBA0001962 is an active IFSC code assigned to INDIAN OVERSEAS BANK NAGAMPADAM in NAGAMPADAM, KERALA. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 686001

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