IFSC CODE DETAILS

INDIAN OVERSEAS BANK

RADHAPURAM Branch

IOBA0002301

Branch Information

IFSC Code IOBA0002301
Bank INDIAN OVERSEAS BANK
Branch RADHAPURAM
Address 206 BY 5,VIJAYAPATHI ROAD,RADHAPURAM,627111
City PALAYAMKOTTAI
District CUDDALORE
State TAMIL NADU
PIN Code 627111

Understanding IFSC Code IOBA0002301

IOBA
Bank Code
0
Reserved
002301
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002301: identifies the RADHAPURAM branch in PALAYAMKOTTAI, TAMIL NADU

Frequently Asked Questions: IOBA0002301

What is the IFSC code of INDIAN OVERSEAS BANK RADHAPURAM branch?

The IFSC code of INDIAN OVERSEAS BANK RADHAPURAM branch is IOBA0002301. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PALAYAMKOTTAI, TAMIL NADU (PIN 627111).

What does the IFSC code IOBA0002301 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002301 identifies the RADHAPURAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK RADHAPURAM branch located?

INDIAN OVERSEAS BANK RADHAPURAM branch is located at 206 BY 5,VIJAYAPATHI ROAD,RADHAPURAM,627111. PIN code: 627111.

Can I use IOBA0002301 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002301 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK RADHAPURAM.

What is the MICR code for INDIAN OVERSEAS BANK RADHAPURAM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002301 still active?

Based on RBI records, IOBA0002301 is an active IFSC code assigned to INDIAN OVERSEAS BANK RADHAPURAM in PALAYAMKOTTAI, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 627111

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