IFSC CODE DETAILS

INDIAN OVERSEAS BANK

BANUR Branch

IOBA0002346

Branch Information

IFSC Code IOBA0002346
Bank INDIAN OVERSEAS BANK
Branch BANUR
Address OPP TO GURUDWARA MAIN ROAD BANUR,CITY TOWN BANUR DISTRICT SAS NAGAR STATE PUNJAB
City BANUR
District PATIALA
State PUNJAB

Understanding IFSC Code IOBA0002346

IOBA
Bank Code
0
Reserved
002346
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002346: identifies the BANUR branch in BANUR, PUNJAB

Frequently Asked Questions: IOBA0002346

What is the IFSC code of INDIAN OVERSEAS BANK BANUR branch?

The IFSC code of INDIAN OVERSEAS BANK BANUR branch is IOBA0002346. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BANUR, PUNJAB.

What does the IFSC code IOBA0002346 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002346 identifies the BANUR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK BANUR branch located?

INDIAN OVERSEAS BANK BANUR branch is located at OPP TO GURUDWARA MAIN ROAD BANUR,CITY TOWN BANUR DISTRICT SAS NAGAR STATE PUNJAB.

Can I use IOBA0002346 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002346 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK BANUR.

What is the MICR code for INDIAN OVERSEAS BANK BANUR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002346 still active?

Based on RBI records, IOBA0002346 is an active IFSC code assigned to INDIAN OVERSEAS BANK BANUR in BANUR, PUNJAB. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

More INDIAN OVERSEAS BANK branches in BANUR

Browse all INDIAN OVERSEAS BANK branches in BANUR with their IFSC codes

View All →