IFSC CODE DETAILS

INDIAN OVERSEAS BANK

PUNNAMCHATRAM Branch

IOBA0002374

Branch Information

IFSC Code IOBA0002374
Bank INDIAN OVERSEAS BANK
Branch PUNNAMCHATRAM
Address SF NO 748 KARUR TO ERODE MAIN ROAD PUNNAMCHATRAM ARAVANKURICHI TALUK KARUR
City ARAVAKURICHI
District KARUR
State TAMIL NADU
STD Code 6152

Understanding IFSC Code IOBA0002374

IOBA
Bank Code
0
Reserved
002374
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002374: identifies the PUNNAMCHATRAM branch in ARAVAKURICHI, TAMIL NADU

Frequently Asked Questions: IOBA0002374

What is the IFSC code of INDIAN OVERSEAS BANK PUNNAMCHATRAM branch?

The IFSC code of INDIAN OVERSEAS BANK PUNNAMCHATRAM branch is IOBA0002374. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in ARAVAKURICHI, TAMIL NADU.

What does the IFSC code IOBA0002374 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002374 identifies the PUNNAMCHATRAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK PUNNAMCHATRAM branch located?

INDIAN OVERSEAS BANK PUNNAMCHATRAM branch is located at SF NO 748 KARUR TO ERODE MAIN ROAD PUNNAMCHATRAM ARAVANKURICHI TALUK KARUR.

Can I use IOBA0002374 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002374 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK PUNNAMCHATRAM.

What is the MICR code for INDIAN OVERSEAS BANK PUNNAMCHATRAM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002374 still active?

Based on RBI records, IOBA0002374 is an active IFSC code assigned to INDIAN OVERSEAS BANK PUNNAMCHATRAM in ARAVAKURICHI, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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