IFSC CODE DETAILS

INDIAN OVERSEAS BANK

KINNIGOLI Branch

IOBA0002408

Branch Information

IFSC Code IOBA0002408
Bank INDIAN OVERSEAS BANK
Branch KINNIGOLI
Address NEAR BUS STAND KINNIGOLI DAKSHIN KANADA DISTRICT MANGALORE PIN 574150 KARNATAKA STATE
City KINNIGOLI
District DAKSHIN KANNAD
State KARNATAKA
PIN Code 574150
STD Code 44

Understanding IFSC Code IOBA0002408

IOBA
Bank Code
0
Reserved
002408
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002408: identifies the KINNIGOLI branch in KINNIGOLI, KARNATAKA

Frequently Asked Questions: IOBA0002408

What is the IFSC code of INDIAN OVERSEAS BANK KINNIGOLI branch?

The IFSC code of INDIAN OVERSEAS BANK KINNIGOLI branch is IOBA0002408. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KINNIGOLI, KARNATAKA (PIN 574150).

What does the IFSC code IOBA0002408 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002408 identifies the KINNIGOLI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK KINNIGOLI branch located?

INDIAN OVERSEAS BANK KINNIGOLI branch is located at NEAR BUS STAND KINNIGOLI DAKSHIN KANADA DISTRICT MANGALORE PIN 574150 KARNATAKA STATE. PIN code: 574150.

Can I use IOBA0002408 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002408 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK KINNIGOLI.

What is the MICR code for INDIAN OVERSEAS BANK KINNIGOLI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002408 still active?

Based on RBI records, IOBA0002408 is an active IFSC code assigned to INDIAN OVERSEAS BANK KINNIGOLI in KINNIGOLI, KARNATAKA. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 574150

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