IFSC CODE DETAILS

INDIAN OVERSEAS BANK

KARNAPRAYAG Branch

IOBA0002529

Branch Information

IFSC Code IOBA0002529
Bank INDIAN OVERSEAS BANK
Branch KARNAPRAYAG
Address HOTEL PARK DEEP P O GANDHI NAGAR KARNAPRAYAG 246444 UTTARAKHAND
City KARNAPRAYAG
District CHAMOLI
State UTTARAKHAND
PIN Code 246444
STD Code 44

Understanding IFSC Code IOBA0002529

IOBA
Bank Code
0
Reserved
002529
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002529: identifies the KARNAPRAYAG branch in KARNAPRAYAG, UTTARAKHAND

Frequently Asked Questions: IOBA0002529

What is the IFSC code of INDIAN OVERSEAS BANK KARNAPRAYAG branch?

The IFSC code of INDIAN OVERSEAS BANK KARNAPRAYAG branch is IOBA0002529. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KARNAPRAYAG, UTTARAKHAND (PIN 246444).

What does the IFSC code IOBA0002529 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002529 identifies the KARNAPRAYAG branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK KARNAPRAYAG branch located?

INDIAN OVERSEAS BANK KARNAPRAYAG branch is located at HOTEL PARK DEEP P O GANDHI NAGAR KARNAPRAYAG 246444 UTTARAKHAND. PIN code: 246444.

Can I use IOBA0002529 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002529 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK KARNAPRAYAG.

What is the MICR code for INDIAN OVERSEAS BANK KARNAPRAYAG branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002529 still active?

Based on RBI records, IOBA0002529 is an active IFSC code assigned to INDIAN OVERSEAS BANK KARNAPRAYAG in KARNAPRAYAG, UTTARAKHAND. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 246444

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