IFSC CODE DETAILS

INDIAN OVERSEAS BANK

NILAKKUDI Branch

IOBA0002858

Branch Information

IFSC Code IOBA0002858
Bank INDIAN OVERSEAS BANK
Branch NILAKKUDI
Address CENTRAL UNIVERSITY OF TAMIL CAMPUS MAIN ROAD,SENTHAMANGALAM,TIRUVARUR T.K.610101
City TIRUVARUR
District THIRUVARUR
State TAMIL NADU
PIN Code 610101
STD Code 44

Understanding IFSC Code IOBA0002858

IOBA
Bank Code
0
Reserved
002858
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002858: identifies the NILAKKUDI branch in TIRUVARUR, TAMIL NADU

Frequently Asked Questions: IOBA0002858

What is the IFSC code of INDIAN OVERSEAS BANK NILAKKUDI branch?

The IFSC code of INDIAN OVERSEAS BANK NILAKKUDI branch is IOBA0002858. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in TIRUVARUR, TAMIL NADU (PIN 610101).

What does the IFSC code IOBA0002858 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002858 identifies the NILAKKUDI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK NILAKKUDI branch located?

INDIAN OVERSEAS BANK NILAKKUDI branch is located at CENTRAL UNIVERSITY OF TAMIL CAMPUS MAIN ROAD,SENTHAMANGALAM,TIRUVARUR T.K.610101. PIN code: 610101.

Can I use IOBA0002858 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002858 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK NILAKKUDI.

What is the MICR code for INDIAN OVERSEAS BANK NILAKKUDI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002858 still active?

Based on RBI records, IOBA0002858 is an active IFSC code assigned to INDIAN OVERSEAS BANK NILAKKUDI in TIRUVARUR, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 610101

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