IFSC CODE DETAILS

INDIAN OVERSEAS BANK

NAWADA Branch

IOBA0002865

Branch Information

IFSC Code IOBA0002865
Bank INDIAN OVERSEAS BANK
Branch NAWADA
Address I FLR GAYATRI DEVEI BHAWAN TOWN HALL MOTHIHARI GAYA BUSSTAND PUL PAR NAWADA BIHAR 805110
City NAWADA
District DARBHANGA
State BIHAR
PIN Code 805110
STD Code 44

Understanding IFSC Code IOBA0002865

IOBA
Bank Code
0
Reserved
002865
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002865: identifies the NAWADA branch in NAWADA, BIHAR

Frequently Asked Questions: IOBA0002865

What is the IFSC code of INDIAN OVERSEAS BANK NAWADA branch?

The IFSC code of INDIAN OVERSEAS BANK NAWADA branch is IOBA0002865. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in NAWADA, BIHAR (PIN 805110).

What does the IFSC code IOBA0002865 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002865 identifies the NAWADA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK NAWADA branch located?

INDIAN OVERSEAS BANK NAWADA branch is located at I FLR GAYATRI DEVEI BHAWAN TOWN HALL MOTHIHARI GAYA BUSSTAND PUL PAR NAWADA BIHAR 805110. PIN code: 805110.

Can I use IOBA0002865 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002865 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK NAWADA.

What is the MICR code for INDIAN OVERSEAS BANK NAWADA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002865 still active?

Based on RBI records, IOBA0002865 is an active IFSC code assigned to INDIAN OVERSEAS BANK NAWADA in NAWADA, BIHAR. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 805110

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