IFSC CODE DETAILS

INDIAN OVERSEAS BANK

CHIKKABALLAPURA Branch

IOBA0002974

Branch Information

IFSC Code IOBA0002974
Bank INDIAN OVERSEAS BANK
Branch CHIKKABALLAPURA
Address 1434,SWYNO 271 BY 1,SHIDLAGHATTA BAGILU,OPP BANAPPA CHOULTRY,B B ROAD,CHIKKABALLAPURA 562101
City CHIKBALLAPUR
District KOLAR
State KARNATAKA
PIN Code 562101
STD Code 44

Understanding IFSC Code IOBA0002974

IOBA
Bank Code
0
Reserved
002974
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002974: identifies the CHIKKABALLAPURA branch in CHIKBALLAPUR, KARNATAKA

Frequently Asked Questions: IOBA0002974

What is the IFSC code of INDIAN OVERSEAS BANK CHIKKABALLAPURA branch?

The IFSC code of INDIAN OVERSEAS BANK CHIKKABALLAPURA branch is IOBA0002974. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in CHIKBALLAPUR, KARNATAKA (PIN 562101).

What does the IFSC code IOBA0002974 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002974 identifies the CHIKKABALLAPURA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK CHIKKABALLAPURA branch located?

INDIAN OVERSEAS BANK CHIKKABALLAPURA branch is located at 1434,SWYNO 271 BY 1,SHIDLAGHATTA BAGILU,OPP BANAPPA CHOULTRY,B B ROAD,CHIKKABALLAPURA 562101. PIN code: 562101.

Can I use IOBA0002974 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002974 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK CHIKKABALLAPURA.

What is the MICR code for INDIAN OVERSEAS BANK CHIKKABALLAPURA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002974 still active?

Based on RBI records, IOBA0002974 is an active IFSC code assigned to INDIAN OVERSEAS BANK CHIKKABALLAPURA in CHIKBALLAPUR, KARNATAKA. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 562101

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