IFSC CODE DETAILS

INDIAN OVERSEAS BANK

PRODDUTUR Branch

IOBA0002977

Branch Information

IFSC Code IOBA0002977
Bank INDIAN OVERSEAS BANK
Branch PRODDUTUR
Address DNO 8 BY 713 GANDHI NAGAR,PRODDUTUR,516360 CUDAPAAH DT AP
City PRODDATUR
District CUDDAPAH
State ANDHRA PRADESH
PIN Code 516360
STD Code 44

Understanding IFSC Code IOBA0002977

IOBA
Bank Code
0
Reserved
002977
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002977: identifies the PRODDUTUR branch in PRODDATUR, ANDHRA PRADESH

Frequently Asked Questions: IOBA0002977

What is the IFSC code of INDIAN OVERSEAS BANK PRODDUTUR branch?

The IFSC code of INDIAN OVERSEAS BANK PRODDUTUR branch is IOBA0002977. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PRODDATUR, ANDHRA PRADESH (PIN 516360).

What does the IFSC code IOBA0002977 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002977 identifies the PRODDUTUR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK PRODDUTUR branch located?

INDIAN OVERSEAS BANK PRODDUTUR branch is located at DNO 8 BY 713 GANDHI NAGAR,PRODDUTUR,516360 CUDAPAAH DT AP. PIN code: 516360.

Can I use IOBA0002977 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002977 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK PRODDUTUR.

What is the MICR code for INDIAN OVERSEAS BANK PRODDUTUR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002977 still active?

Based on RBI records, IOBA0002977 is an active IFSC code assigned to INDIAN OVERSEAS BANK PRODDUTUR in PRODDATUR, ANDHRA PRADESH. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 516360

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