IFSC CODE DETAILS

INDIAN OVERSEAS BANK

KANNAUJ Branch

IOBA0002978

Branch Information

IFSC Code IOBA0002978
Bank INDIAN OVERSEAS BANK
Branch KANNAUJ
Address HOUSE NO 7 SARAI BAHADUR KANNAUJ 209725
City KANNAUJ
District KANAUJ
State UTTAR PRADESH
PIN Code 209725
STD Code 44

Understanding IFSC Code IOBA0002978

IOBA
Bank Code
0
Reserved
002978
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002978: identifies the KANNAUJ branch in KANNAUJ, UTTAR PRADESH

Frequently Asked Questions: IOBA0002978

What is the IFSC code of INDIAN OVERSEAS BANK KANNAUJ branch?

The IFSC code of INDIAN OVERSEAS BANK KANNAUJ branch is IOBA0002978. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KANNAUJ, UTTAR PRADESH (PIN 209725).

What does the IFSC code IOBA0002978 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002978 identifies the KANNAUJ branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK KANNAUJ branch located?

INDIAN OVERSEAS BANK KANNAUJ branch is located at HOUSE NO 7 SARAI BAHADUR KANNAUJ 209725. PIN code: 209725.

Can I use IOBA0002978 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002978 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK KANNAUJ.

What is the MICR code for INDIAN OVERSEAS BANK KANNAUJ branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002978 still active?

Based on RBI records, IOBA0002978 is an active IFSC code assigned to INDIAN OVERSEAS BANK KANNAUJ in KANNAUJ, UTTAR PRADESH. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 209725

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