IFSC CODE DETAILS

INDIAN OVERSEAS BANK

AMBIKAPUR Branch

IOBA0002993

Branch Information

IFSC Code IOBA0002993
Bank INDIAN OVERSEAS BANK
Branch AMBIKAPUR
Address KHARSIA NAKA AMBIKAPUR CHATTISGARH 497001
City AMBIKAPUR
District SURGUJA
State CHHATTISGARH
PIN Code 497001
STD Code 7774

Understanding IFSC Code IOBA0002993

IOBA
Bank Code
0
Reserved
002993
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 002993: identifies the AMBIKAPUR branch in AMBIKAPUR, CHHATTISGARH

Frequently Asked Questions: IOBA0002993

What is the IFSC code of INDIAN OVERSEAS BANK AMBIKAPUR branch?

The IFSC code of INDIAN OVERSEAS BANK AMBIKAPUR branch is IOBA0002993. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in AMBIKAPUR, CHHATTISGARH (PIN 497001).

What does the IFSC code IOBA0002993 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 002993 identifies the AMBIKAPUR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK AMBIKAPUR branch located?

INDIAN OVERSEAS BANK AMBIKAPUR branch is located at KHARSIA NAKA AMBIKAPUR CHATTISGARH 497001. PIN code: 497001.

Can I use IOBA0002993 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0002993 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK AMBIKAPUR.

What is the MICR code for INDIAN OVERSEAS BANK AMBIKAPUR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0002993 still active?

Based on RBI records, IOBA0002993 is an active IFSC code assigned to INDIAN OVERSEAS BANK AMBIKAPUR in AMBIKAPUR, CHHATTISGARH. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 497001

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