IFSC CODE DETAILS

INDIAN OVERSEAS BANK

NEORA Branch

IOBA0003062

Branch Information

IFSC Code IOBA0003062
Bank INDIAN OVERSEAS BANK
Branch NEORA
Address I FLOOR,SURINDRA MEDICAL COLLEGE AND HOSPITAL,SHIWAL MORE,NEORA,DANAPUR KHAGAUL PATNA
City NEURA
District PATNA
State BIHAR
STD Code 44

Understanding IFSC Code IOBA0003062

IOBA
Bank Code
0
Reserved
003062
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003062: identifies the NEORA branch in NEURA, BIHAR

Frequently Asked Questions: IOBA0003062

What is the IFSC code of INDIAN OVERSEAS BANK NEORA branch?

The IFSC code of INDIAN OVERSEAS BANK NEORA branch is IOBA0003062. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in NEURA, BIHAR.

What does the IFSC code IOBA0003062 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003062 identifies the NEORA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK NEORA branch located?

INDIAN OVERSEAS BANK NEORA branch is located at I FLOOR,SURINDRA MEDICAL COLLEGE AND HOSPITAL,SHIWAL MORE,NEORA,DANAPUR KHAGAUL PATNA.

Can I use IOBA0003062 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003062 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK NEORA.

What is the MICR code for INDIAN OVERSEAS BANK NEORA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003062 still active?

Based on RBI records, IOBA0003062 is an active IFSC code assigned to INDIAN OVERSEAS BANK NEORA in NEURA, BIHAR. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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